Homeowners Insurance
in Home Buyers,
Need insurance to close on your mortgage? We specialize in fast, same-day quotes for home buyers across Indiana, Kentucky, Tennessee, and Florida — working directly with your lender.
How It Works
Submit Your Info
Fill out our quick form with your new home address and closing timeline. Takes 2 minutes.
We Shop 8+ Carriers
We compare Progressive, Safeco, Travelers, Openly, Grange and more to find you the best rate that meets your lender's requirements.
Quote & Binder Delivered
We send your quote — often same-day — and can deliver the insurance binder directly to your lender or title company.
Already Under Contract? We Move Fast.
If your closing is coming up fast, call us directly at (502) 509-3546. We prioritize home buyers on tight timelines and can often get you a binder the same day you reach out.
Why Home Buyers Choose Us
Carriers We Shop For You
We find the carrier that offers the best rate while meeting your lender's requirements.
States We Serve
Indiana
Indianapolis, Carmel, Fishers, Evansville, Fort Wayne, West Lafayette
Kentucky
Louisville, Lexington, Bowling Green, Owensboro, Covington
Tennessee
Nashville, Memphis, Knoxville, Murfreesboro, Franklin, Chattanooga
Florida
Tampa, Orlando, Jacksonville, Miami, Sarasota
Home Buyer Insurance FAQs
Why does my lender require homeowners insurance?
Mortgage lenders require homeowners insurance to protect their investment in your property. If your home is damaged or destroyed, insurance ensures the loan can be repaid. This is required by virtually all lenders before closing.
How quickly can I get a quote if my closing is soon?
Very quickly. If you're on a tight timeline, call us directly at (502) 509-3546 and we'll prioritize your quote. In many cases we can have a bindable quote and binder ready the same business day.
What information do I need to get a home buyer insurance quote?
We'll need the property address, your basic contact information, and ideally your closing date. A photo of the home and the listing can also help us get an accurate quote faster.
How much will my homeowners insurance cost when buying a home?
It depends on the home's value, location, age, and construction. Most homes in IN, KY, TN, and FL run $1,000–$3,000/year. We shop 8+ carriers to find you the most competitive rate that satisfies your lender.
Can you work with my specific lender or title company?
Yes. We've worked with national lenders like Rocket Mortgage and Chase, as well as local banks and credit unions. We send the binder in the exact format they need.
Ready to Close on Your Home?
Get a free quote now — we'll shop 8+ carriers and get back to you fast, often the same day.
Get My Closing QuoteServing Indiana · Kentucky · Tennessee · Florida — Licensed Independent Insurance Agent